Sunday, November 29, 2020
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Everyone knows that the cost of health care goes up year after year without end. Many families have to bear the premiums that cost most of the budget. People with work-based health insurance plans see their out-of-pocket costs grow. Some employees pay more for work benefits, then they pay for themselves.

The RAND Corp study, published in September 2011, examined health care using the average American family budget from 1999 to 2009.While the average family had a 30% increase in income, most of them were offset. Go with more profits in Medical expenses Higher inflation and taxes lower profits.

They found that monthly health insurance premiums increased 128% over a decade of study. Which has already exceeded the rate of inflation Prices for all goods tend to go up over time due to the devaluation known as inflation. But when product prices improve quickly, inflation becomes more expensive than other products in the economy. This is what happens with healthcare. When people are forced to spend more on the good, they feel they are taking a step back in terms of living standards.

To make matters worse, many people receiving health benefits from their employers receive lower wages. Employers must be mindful of all employee expenses and this includes what the employer expends for health benefits. As employer health care expenses increased, they increased the amount spent per employee. But did not feel like that with the workers. Workers are being paid Rather, it will directly affect their health care costs. As employer health care costs continue to rise, it will result in lower wages

Health care costs can rise for a number of reasons. First of all, patients have access to a modern and expensive medical procedure that has never been done before. Although these steps extend the life and well-being of people. But they are very expensive and have to pay. Plus, with very few patients paying directly for their healthcare rather than insurers, the medical care market has gone awry.

Another reason for the latest soaring health care costs is the latest Affordable Care Act. One of the new requirements is that employer plans cover children up to the age of 26, while that may help provide youth insurance. But there is a cost A survey by the Kaiser Family Foundation found that insurance premiums for employers increased 9% in 2010. The increase in premiums has put further pressure on wages in times of a weak economy.

Many employers are now paying some of their health care costs to their employees. Many workers now pay part of their monthly premiums and often make huge deductions based on their plans. Often times, if they’re young and unconditional before, they can buy private health insurance for a cheaper price, then they pay for their work plan.

The cost of healthcare is endless. Advances in medicine will continue, the American population is aging, and reforms in Washington do not seem to reduce health care costs.